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#1483201 - 07/28/10 01:32 PM Who offers payment plans for digital pianos?
User8080 Offline
Junior Member

Registered: 03/13/10
Posts: 6
Helping someone get a piano. I noticed a few websites like American Musical Supply and another one that offer 5 or 4 payments on the digital pianos. Are there any other ones you guys would know of?
Thanks


Edited by User8080 (08/11/13 06:21 PM)

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#1483207 - 07/28/10 01:44 PM Re: Who offers payment plans for digital pianos? [Re: User8080]
Dave Horne Offline
5000 Post Club Member

Registered: 07/07/04
Posts: 5260
Loc: Vught, The Netherlands
I understand banks are places that can lend people money.

Shop around for the best price for your keyboard and go to your bank and get a loan.

If money is an issue, buy something second hand.
_________________________
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#1483216 - 07/28/10 01:55 PM Re: Who offers payment plans for digital pianos? [Re: Dave Horne]
User8080 Offline
Junior Member

Registered: 03/13/10
Posts: 6
You understood right, banks are places that can lend people money. I'm not talking about borrowing money from banks.

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#1483224 - 07/28/10 02:04 PM Re: Who offers payment plans for digital pianos? [Re: User8080]
Dave Horne Offline
5000 Post Club Member

Registered: 07/07/04
Posts: 5260
Loc: Vught, The Netherlands
What's the difference between borrowing money from a bank or borrowing money from a piano store?

The piano store will run a credit check and I'm guessing you'll pay more in the long run than if you had negotiated the best price from the store and then gotten a loan from your local bank.

You might get an interest free loan from the store but you won't negotiate the best price.

Again, if money's an issue, perhaps it's wiser to buy something either second hand or buy something you can afford. The piano you're looking at goes for around $2200, right?

_________________________
website

mp3\wav files

AvantGrand N3, CP5

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#1483264 - 07/28/10 03:23 PM Re: Who offers payment plans for digital pianos? [Re: Dave Horne]
Gyro Offline
4000 Post Club Member

Registered: 04/24/05
Posts: 4533
The DP 990 is more of a specialty piano. People would typically
buy it for the convertible feature: it folds into a table-like structure.
Once any piano is put in place, the considerable floor space it
occupies (~5' x 2') is unusable for anything else. But with the
DP 990's convertible feature, you can have a table as well as a piano.
It was apparently originally designed for the European market,
where living space can be at a premium.

Thus, if funds are tight, this might not be the best choice. If you
just want a piano to play, then there are hundreds of models between
~$500 and $1000 that would be more than adequate for any kind
of playing. I use a budget Williams digital that I bought sight-unseen
online in 2009 for $600. It is okay for playing anything, from jazz
improv to big concertos.

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#1483350 - 07/28/10 05:37 PM Re: Who offers payment plans for digital pianos? [Re: User8080]
RayE Offline
Full Member

Registered: 01/19/10
Posts: 163
Loc: Rochester, NY, USA
Musician's friend has a credit card, and they often run specials on the card Like 1 free year no interest.
_________________________
Retired Army reserve Bandsman who now plays for the Joy of Music!!

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#1483374 - 07/28/10 06:03 PM Re: Who offers payment plans for digital pianos? [Re: RayE]
GasGuzz Offline
Full Member

Registered: 05/17/10
Posts: 28
Loc: Colorado, USA
Post face value, for $2200 peruse the websites and apply online for a no-annual no-Int CC offer. Or there should be the same pre-approved already in your mailbox, they’re giving those out like there was no tomorrow.

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#1483482 - 07/28/10 09:45 PM Re: Who offers payment plans for digital pianos? [Re: User8080]
ChrisA Offline
3000 Post Club Member

Registered: 12/28/08
Posts: 3841
Loc: Redondo Beach, California
Originally Posted By: User8080
Looking to get something decent like Roland DP-990 or similar but dont have a lot of cash at the moment. I noticed a few websites like American Musical Supply and another one that offer 5 or 4 payments on the digital pianos. Are there any other ones you guys would know of?
Thanks


Look at something less expensive. I hate to keep pushing what I have but I think my $1,200 Yamaha has better key action then the 990 and for less money.

As for where to borrow the money. Many of the big music stores will do a zero interest loan and they don't raise the price in fact you could likely get 10% off and no interest at any Guitar Center or Sam Ash. The trick is to tell the salesman when he asks "I'd buy this today if I had the cash" If you are serious about that he will work a deal for you, you can count on that.

This assumes good credit. If not yu will have to use the visa card with turns out to be a very expensive way to borrow money.

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#1483503 - 07/28/10 10:19 PM Re: Who offers payment plans for digital pianos? [Re: ChrisA]
R0B Offline
1000 Post Club Member

Registered: 11/03/08
Posts: 1432
Loc: Australia
Some stores in Australia, offer a rental scheme.
If you decide to buy the instrument after a year, the rental payments are deducted from the final price. That would give you a chance to save, and earn interest on your savings.

It may be worth looking for a similar deal in your area.
_________________________
Rob

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#1483504 - 07/28/10 10:21 PM Re: Who offers payment plans for digital pianos? [Re: ChrisA]
Jeff Clef Offline
4000 Post Club Member

Registered: 10/05/08
Posts: 4393
Loc: San Jose, CA
Sweetwater has some kind of program like this.

I've become a fan of pay-as-you-go. I'll join the others in suggesting that you either save up a little more, or buy something you can afford now (I would favor saving up and getting a better instrument). Getting a piano is not in the same category of necessity as a life-saving emergency surgery--- or even seeing the dentist for a check-up and cleaning.

In the meantime, there's a lot of research to be done so that you get what you really want and make your money go where it matters.
_________________________
Clef


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#1483612 - 07/29/10 04:53 AM Re: Who offers payment plans for digital pianos? [Re: Jeff Clef]
Dave Horne Offline
5000 Post Club Member

Registered: 07/07/04
Posts: 5260
Loc: Vught, The Netherlands
I think our common sense approach may have chased him off.
_________________________
website

mp3\wav files

AvantGrand N3, CP5

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#1486422 - 08/02/10 08:30 AM Re: Who offers payment plans for digital pianos? [Re: Gyro]
Tweedpipe Offline
Full Member

Registered: 01/16/08
Posts: 414
Originally Posted By: Gyro
The DP 990 is more of a specialty piano. People would typically
buy it for the convertible feature: it folds into a table-like structure.
Once any piano is put in place, the considerable floor space it
occupies (~5' x 2') is unusable for anything else. But with the
DP 990's convertible feature, you can have a table as well as a piano.
It was apparently originally designed for the European market,
where living space can be at a premium.

Thus, if funds are tight, this might not be the best choice. If you
just want a piano to play, then there are hundreds of models between
~$500 and $1000 that would be more than adequate for any kind
of playing. I use a budget Williams digital that I bought sight-unseen
online in 2009 for $600. It is okay for playing anything, from jazz
improv to big concertos.


USER8080
Please note: There's some very bad advise above. Never, ever buy any keyboard sight-unseen. With the exception of a few very sad folks, it's a way of practically ensuring buyers remorse.
Don't buy something which is just 'ok', buy something that you feel you are really happy with after trying many different makes and models.
He who dares to buy sight-unseen, deserves the consequences!
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We could have sworn you said the ark wasn't leaving till 5.
Yours sincerely,
The Unicorns



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